Platinum Card

Know About

Platinum Credit Card

Experience the pinnacle of luxury and convenience with our Platinum Credit Card. Designed for those who appreciate the finer things in life, this card offers exclusive access to premium services, travel benefits, and personalized rewards.

Whether you're traveling the world or dining at top-tier restaurants, the Platinum Credit Card ensures you are always treated like a VIP. Enjoy higher spending limits, complimentary airport lounge access, and a dedicated concierge service to handle your requests.

Features

Our Platinum Credit Card comes packed with features designed to enhance your lifestyle and provide you with unmatched financial flexibility and security.

Welcome Bonus

Earn substantial bonus points upon card activation and initial spending.

Accelerated Rewards

Get up to 5x reward points on dining, travel, and international spends.

Fuel Surcharge Waiver

Enjoy 1% fuel surcharge waiver at all fuel stations across the country.

Low Interest Rates

Benefit from competitive interest rates on extended credit and EMI options.

Cashback Offers

Receive cashback on select utility bill payments and grocery shopping.

24/7 Support

Access our dedicated customer support team anytime, anywhere.

Exclusive Privileges

Unlock a world of luxury with handpicked offers and experiences from our premium partners.

Healthcare

Valid thru: Dec 31, 2025

10% Cashback at Partner Hospitals

Dining

Valid thru: Dec 31, 2025

15% Discount at Fine Dining Restaurants

  • Eligibility to Apply

    To apply for a Credit Card,
    • You will need to be minimum 18 years of age
    • For salaried individuals, net annual income of $25,000 or more
    • Consider a credit score between 700 and 850 to be adequate for a Credit Card.
    • Valid residential address in our service area.
    Check Eligibility
  • Fees & Charges

    Transparent Fees & Charges
    • Annual Fee: $0 for the first year, then $99/year.
    • Interest Rate (APR): 14.99% - 24.99% variable based on creditworthiness.
    • Late Payment Fee: Up to $40.
    • Foreign Transaction Fee: 0% on international purchases.
    • Cash Advance Fee: 5% or $10 minimum.
    View Full Fee Schedule